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March 7, 2008, Newsletter Issue #86: Use bankruptcy as a last resort.

1

Tip of the Week

Bankruptcy isn't the end of the world, but there are a lot more options out there if you're in financial difficulty. Call your creditors and explain your situation. More often than not they are willing to lower monthly payments and erase late fees. There are also lots of state funded credit counseling services that help consumers get back on track. Make sure you do your homework.



2

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