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December 14, 2007, Newsletter Issue #77: Options for Personal Bankruptcy

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Tip of the Week

A few requirements exist for permission to file personal bankruptcy which include:

* residing or having a place of business or property in the US;
* it's been at least six years since any previous Chapter 7 bankruptcy discharge or completed Chapter 13 bankruptcy plan;
* there's been no dismissal of any other bankruptcy action within 180 days;
* cannot be a "substantial" abuse of Chapter 7 relief;
* the action would not constitute a fundamental "unfairness" to grant the Chapter 7 relief.

For these reasons, it is strongly recommended that the services of a well-respected bankruptcy attorney be sought.



2

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